Investing in Pet Health

It used to be that pets only received veterinary care when they were very sick or seriously injured. Unfortunately, this meant that pets battled quietly without intervention or treatment, resulting in decreased quality of life and shorter lifespan. Modern veterinary medicine prioritizes preventive care. Because of early detection and effective treatments, the need for urgent or emergency care is greatly reduced, and pet owners can save money in the long run.

Sometimes, however, the cost of veterinary care is a barrier. No pet owner wants to make the choice between their pet’s health and financial solvency. With pet wellness care and pet insurance, you won’t have to be in that position.

What Is Pet Insurance?

In contrast with human health insurance, pet insurance pays pet owners back after veterinary services have been provided. A claim is submitted to the insurance company and, depending on the plan’s coverage, some or all of the services will be reimbursed to the pet owner.

What Works For You

Pet insurance is highly customizable. You can decide how you want to insure your pet from the following possibilities:

  • Illness insurance will help you pay for necessary diagnostic tests, treatment, and medication to treat various illnesses.
  • Accident-only pet insurance will help cover expenses related to accidental injury. Emergency care, hospitalization, surgery, and medication are all common accident-related costs.
  • A combination plan of accidental injury and illness insurance will cover all the bases.
  • You can elect to add on rehabilitation services or other recovery options.

What’s more, many pet insurance companies, including Pumpkin, allow you to add on preventive care services. This covers the cost of annual or bi-annual wellness exams, vaccinations, parasite prevention, and even dental care.

Access to Care

Pet insurance removes the barrier between your pet and the care that could save their life. When you aren’t worried about the cost of a life-saving surgery or treatment, you are placing your pet’s health first. With the average lifetime cost of pet ownership ranging between $7,500 and $19,000, it makes sense not to go into debt for unexpected veterinary expenses.

Fractures, soft tissue surgery, foreign object removal or cancer care can cost upwards of thousands of dollars to treat and heal from. Because many pets are uninsured, they may go without care and suffer extreme pain and early mortality.

When shopping around for the right pet insurance plan, we recommend considering the following:

  • What the plan covers
  • The deductible
  • Monthly premium
  • Any exclusions, such as age, medical history, pre existing conditions,genetics, etc.
  • Waiting period for enrollment
  • Reimbursement percentages
  • Discounts for multiple pets or plans offered through your employment

Pet Wellness Care in Chalfont, PA

Even pets that have access to preventive care experience sudden illness or injury. If you have further questions about providing the best possible care for them, please call us at (989) 356‑4880. Our team is always here for your pet at Switzer Veterinary Clinic.